What is a Roth IRA

Roth IRA Basics

Interested in growing your money in a retirement account that is tax-free? Learn the ins and outs of Roth IRAs in this white paper.

In this guide, you’ll learn…

  • What exactly a Roth IRA is
  • Eligibility requirements
  • Contribution limits
  • The difference between a Roth IRA and a Traditional IRA
  • And more!

Don’t wait to discover the difference compounding can make. … Read more

250 Creative Ways to Save and Make More Money

Nick Loper of Side Hustle Nation shares just a few of the 250 ways he’s found that everyone from millennials to baby boomers can make more money and trim expenses in this new era of creative entrepreneurship and freelance work – from shuttling booze to making some bread teaching people to make bread. Plus, Joe and Big Al do the … Read more

Guest:  Nick Loper Your Money, Your Wealth guest Nick Loper from SideHustleNation.com

Podcast #165
Why Retirement Planning Is Important

9 Reasons Why Retirement Planning Is Important

Retirement is something that’s fairly easy to put off and worry about later, especially when you are young. After all, everything will sort itself out in the end, right?

Well… what if it doesn’t? What’s your plan then?

That’s the problem with that strategy — often life won’t work out the way you planned. And if it doesn’t, you’ll put … Read more

Retirement Planning Checklist

The Ultimate Retirement Planning Checklist

As you approach retirement, there are many issues to consider. This retirement planning checklist will help you get on the right track for a secure retirement.

Plan for Free Time

Sometimes the non-financial aspects of retirement are a greater challenge than the monetary issues. While you can have a realistic assessment of where you are financially, it can often be … Read more

Jason Thomas
Benefits of Early Retirement Planning

7 Benefits of Retirement Planning

There are several benefits of retirement planning that range from both financial to personal and psychological. Let’s look at seven common reasons why planning for your retirement can work for you.

1. Peace of Mind

This is by far one of the most important benefits of retirement planning. Planning ahead not only reduces your stress during retirement but also … Read more

Jason Thomas

The Seven Secrets for a Happy, Successful Retirement

Best-selling author, retirement expert and fluent backward-speaker Jan Cullinane lets us in on how many of the Seven Secrets for a Happy, Successful Retirement have to do with money, and how many don’t. You won’t have to understand backward-speak to get it! Big Al’s got a whole new mindset for happiness after visiting South America, why it might be a … Read more

Guest:  Jan Cullinane Your Money, Your Wealth guest Jan Cullinane

Podcast #158

Pay Off Debt, Starve and Stack, Retire Rich & Happy

How to retire rich & happy: the two income starve-and-stack strategy, losing the ego, and the Pay Off Debt by Jackie Beck app. Oh, and Rondo soda pop, and never saying the word “tissue.” Joe and Big Al also talk a bit about retirement readiness and taxes before Al heads to Chile leaving poor Jason Thomas to talk ego and … Read more

Guest:  Jackie Beck Your Money, Your Wealth guest Jackie Beck

Podcast #157

These 6 Things Help You Avoid a Miserable Retirement

Can you avoid a miserable retirement? Here are 6 actions that can help you prepare for the retirement you dream of, rather than the retirement nightmares are made of, according to Catherine Collinson of the Transamerica Center for Retirement Studies. Big Al’s got a list of 10 reasons people don’t create a budget. Plus, the fellas cover the best states Read more

Guest:  Catherine Collinson Your Money, Your Wealth guest Catherine Collinson

Podcast #155

How To Tailor Your Retirement Income Strategy – And Why You Need To

Retirement nest eggs have become bigger, but fixed income rates of return are low. How do you create a cash flow? What strategy will allow your investment portfolio to provide income throughout your retirement? Joe and Big Al explain what matters when tailoring your own personal retirement income strategy. Plus, determining in which type of accounts you should have your … Read more

Podcast #148

Millennials Want A Flex Life Over Financial Peace

Whitney Hansen, the host of the Money Nerds podcast, tells Jason Thomas, CFP®, how the financial needs, wants and goals of Gen Y and Gen Z are different than – well, ours. And, everything you know about investing for retirement is wrong and dangerous. At least, that’s what some newsletters would have you believe. Plus, Joe and Big Al discuss … Read more

Guest:  Whitney Hansen Whitney Hansen

Podcast #146

9 Retirement Tips If You Don’t Plan to Retire

Retirement planning tips and benefits when you don’t plan to retire. Plus, how much should you have saved for retirement at different stages of life, how much has the average millennial saved, and the Roth 5 year clock: should you get married so you can take advantage of the fact that your new spouse’s Roth is already over 5 years … Read more

Podcast #143

A Last Minute Feel-Good Way to Reduce Your 2017 Taxes


Elaine Martyn from Fidelity Charitable explains how donor-advised funds can help others and reduce your 2017 taxes. Retirement jitters, a retirement crisis, and 7 ways to teach your kids the value of saving for retirement to help them avoid both the jitters and the crisis. Plus, is there any way to undo rolling a 401(k) into a 403(b) annuity? And … Read more

Guest:  Elaine Martyn Elaine Martyn

Podcast #140