These 6 Things Help You Avoid a Miserable Retirement

Can you avoid a miserable retirement? Here are 6 actions that can help you prepare for the retirement you dream of, rather than the retirement nightmares are made of, according to Catherine Collinson of the Transamerica Center for Retirement Studies. Big Al’s got a list of 10 reasons people don’t create a budget. Plus, the fellas cover the best states Read more

Guest:  Catherine Collinson Your Money, Your Wealth guest Catherine Collinson

Podcast #155
Pay Off Debt or Save for Retirement

Should You Pay Off Debt or Save for Retirement?

According to a recent survey by the Transamerica Center for Retirement Studies, paying off debt and saving for retirement are formidable competing priorities for many Americans. In the study, 66 percent of all workers cited paying off debt as a financial priority, and saving for retirement was listed as a priority by 57 percent of all workers. Not surprisingly, younger … Read more

Jason Thomas

How To Tailor Your Retirement Income Strategy – And Why You Need To

Retirement nest eggs have become bigger, but fixed income rates of return are low. How do you create a cash flow? What strategy will allow your investment portfolio to provide income throughout your retirement? Joe and Big Al explain what matters when tailoring your own personal retirement income strategy. Plus, determining in which type of accounts you should have your … Read more

Podcast #148

Millennials Want A Flex Life Over Financial Peace

Whitney Hansen, the host of the Money Nerds podcast, tells Jason Thomas, CFP®, how the financial needs, wants and goals of Gen Y and Gen Z are different than – well, ours. And, everything you know about investing for retirement is wrong and dangerous. At least, that’s what some newsletters would have you believe. Plus, Joe and Big Al discuss … Read more

Guest:  Whitney Hansen Whitney Hansen

Podcast #146

9 Retirement Tips If You Don’t Plan to Retire

Retirement planning tips and benefits when you don’t plan to retire. Plus, how much should you have saved for retirement at different stages of life, how much has the average millennial saved, and the Roth 5 year clock: should you get married so you can take advantage of the fact that your new spouse’s Roth is already over 5 years … Read more

Podcast #143

A Last Minute Feel-Good Way to Reduce Your 2017 Taxes


Elaine Martyn from Fidelity Charitable explains how donor-advised funds can help others and reduce your 2017 taxes. Retirement jitters, a retirement crisis, and 7 ways to teach your kids the value of saving for retirement to help them avoid both the jitters and the crisis. Plus, is there any way to undo rolling a 401(k) into a 403(b) annuity? And … Read more

Guest:  Elaine Martyn Elaine Martyn

Podcast #140

How To Live a Luxe Life & Still Save Money

The Luxe Strategist offers six secrets to splurging on nice things while still saving 50% of your income. Joe and Big Al cover the latest on Trump tax reform, the retirement crisis, 7 Retirement Catch Up Strategies for Lifelong Procrastinators, and why caller Maria maybe shouldn’t trade options. Plus, the fellas confess to their worst impulse purchases.

Show Notes

  • (00:47)
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Guest:  The Luxe Strategist The Luxe Strategist

Podcast #139

FIRE & The Retirement Manifesto: What Will You Do With Your Free Time?

Fritz Gilbert, blogger at TheRetirementManifesto.com, one of the fastest growing financial blogs on the internet, talks about the Financial Independence / Retire Early or FIRE movement, and how to make the most of your retirement. Also, three tax tricks just for retirees and more on the Trump Administration’s proposed tax reform. Plus, Joe and Big Al answer calls and emails

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Guest:  Fritz Gilbert The Retirement Manifesto Founder, Fritz Gilbert

Podcast #137

3 Dimensions of Expected Returns: Size, Price and Profitability

Apollo Lupescu of Dimensional Fund Advisors explains how risk and expected returns are affected by size, price, and profitability of a company, why the latest from President Trump shouldn’t affect our investing choices, how diversification can protect us from market downturns, and how our fear and greed have us tripping over our portfolios. Also, emails and phone calls on timing … Read more

Guest:  Apollo D. Lupescu Apollo D. Lupescu

Podcast #132

Mind The Gap: How To Make More Than You Spend In Retirement

J. David Stein, host of the Money for the Rest of Us podcast, on managing emotions when it comes to investing and market volatility, and how to Mind the Gap between income and spending in retirement. If that gap is too large, we’ve got 99 side hustles that can help you make some cash. Also, 6 Tax Planning Tips to … Read more

Guest:  J. David Stein j david stein

Podcast #131

How to Fix Retirement Savings and Social Security

Harvard Business School Senior Lecturer and Brookings Institution Senior Fellow Robert Pozen suggests fixing the retirement savings crisis with the Automatic IRA and using Progressive Indexing to fix Social Security. Joe and Big Al discuss 6 Ways to Survive Retirement Income Shock, recourse versus non-recourse loans, RMDs on annuities in a 401(k), the difference between stocks that pay dividends and
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Guest:  Bob Pozen Bob Pozen

Podcast #129

Exposing Wall Street Marketing BS

Alliance Director of Research and author, Larry Swedroe, exposes what he calls “Wall Street marketing BS” about active management, dollar cost averaging – which he says is a dumb strategy – and more. Plus, 5 Mistakes to Avoid in Retirement, an update on the Department of Labor Fiduciary Rule, and… Pikachu eggs.

Show Notes

  • (00:58) Department of
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Guest:  Larry Swedroe Larry Swedroe

Podcast #128