How to Make Better Investment Decisions

How to Make Better Investment Decisions Using Expected Value

Before you make any investment decision, consider this concept: expected value. Matt Balderston, CFP® explains how to make better investment decisions using expected value to achieve better results in the long run.

“The topic I want to talk about today is expected value and how it applies to investing.

Now, the definition of expected value is the average results … Read more

Matt BalderstonMatt Balderston
What are stocks and bonds?

What exactly are stocks and bonds?

Let’s get back to the basics. Stocks and bonds are both instruments used by companies to raise capital. But what exactly does that mean and how are stocks and bonds different? Nathan Ritchison, CFP® walks you through the differences between stocks and bonds and the risk factors of both.

“Sometimes in my client meetings I get questions about or … Read more

Nathaniel RitchisonNathaniel Ritchison

What is a Double Roth Conversion Strategy?

You might want to consider doing more than one Roth conversion in a year in order to optimize your conversion strategy, providing you with a better probability of success. By doing multiple Roth conversions, you are able to wait until the following year to see which investments perform better.

Typically you have until December 31st to do a Roth conversion … Read more

Allison AlleyAllison Alley
Global Diversification

3 Practical Reasons Why Global Diversification Makes Sense

Many investors hold portfolios concentrated in domestic stocks, a practice known as “home-country bias”, but is this really the smartest strategy? Just take a look at this chart.

Source: 1

Vanguard did a study and found that investors have, on average, a home-country bias, where they tend to own more equity of their resident country than the market-cap weighting would

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Brian PerryBrian Perry

How To Live a Luxe Life & Still Save Money

The Luxe Strategist offers six secrets to splurging on nice things while still saving 50% of your income. Joe and Big Al cover the latest on Trump tax reform, the retirement crisis, 7 Retirement Catch Up Strategies for Lifelong Procrastinators, and why caller Maria maybe shouldn’t trade options. Plus, the fellas confess to their worst impulse purchases.

Show Notes

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Guest:  The Luxe Strategist The Luxe Strategist

Podcast #139
investing 101

Investing 101 [Webcast]

Do you ever wonder where to invest your money? Or how about where to locate your investments based on expected return and how that investment is taxed? All these details can make a huge impact on your net after-tax returns. In this webcast, Jason Thomas goes over general investment strategies to help you make informed decisions with your investments.… Read more

Jason Thomas
Does Sitting on the Sidelines Make Sense?

Investing: When Does Sitting on the Sidelines Make Sense?

Let’s get this out of the way upfront: I have no idea what the stock market is going to do tomorrow, next week, or next year. I also freely acknowledge that by many measures, markets are relatively expensive. Nevertheless, here are several reasons why I think sitting on the sidelines does not make a whole lot of sense.

1. Let Read more

Brian PerryBrian Perry
How Diversification Won the “Lost Decade”

How Diversification Won the “Lost Decade”

The first decade of the 2000s was a difficult one for investors.

As the new millennium dawned, the ebullience of the boom turned into a sharp market sell-off, highlighted by the collapse of many previously high-flying tech stocks. By the middle of the decade, markets recovered, but a credit crisis soon ensued, followed by the Great Recession. Newspapers referred … Read more

Brian PerryBrian Perry

3 Dimensions of Expected Returns: Size, Price and Profitability

Apollo Lupescu of Dimensional Fund Advisors explains how risk and expected returns are affected by size, price, and profitability of a company, why the latest from President Trump shouldn’t affect our investing choices, how diversification can protect us from market downturns, and how our fear and greed have us tripping over our portfolios. Also, emails and phone calls on timing … Read more

Guest:  Apollo D. Lupescu Apollo D. Lupescu

Podcast #132
tax diversification

How Tax Diversification Can Improve Your Odds of Success

I know, I know. You probably read the title of this blog and immediately considered tuning out. But I think your perseverance will be rewarded, because while today’s topic is about taxes, what we’re really talking about is the quality of life in retirement. It’s about living large while paying less to Uncle Sam. And that, my friends, is … Read more

Brian PerryBrian Perry
financial fears

Financial Fears: “I’m afraid of outliving my money”

Ready for a quick Jeopardy pop quiz?


Studies have shown that three out of four Americans fear “this” more than death.


What is “running out of money in retirement.1

This statistic saddens me, but it also reinforces my belief that while money can’t buy happiness, not having money can make people miserable. So, what exactly can … Read more

Brian PerryBrian Perry

How to Turn $3,000 into $50 Million

Investing authority Paul Merriman explains how to turn $3,000 into $50 million and talks to Joe and Big Al about value vs. growth companies, market timing, choosing the right mix of stocks, bonds and other investments, and which stocks don’t beat even Treasuries in the long term. Plus, The 10 Best – and Worst – Places to Retire, Ways to … Read more

Guest:  Paul Merriman Paul Merriman

Podcast #130